Friday, 25 July 2014

APPLICATION REQUEST FOR SYMPATHETIC CONSIDERATION ON HUMANITARIAN GROUNDS

The Honourable President,
Habib Bank Pakistan Limited,
Karachi.

Subject:       REQUEST FOR SYMPATHETIC CONSIDERATION ON HUMANITARIAN GROUNDS
 
Sir,
                    May this finds you perfectly all rights in every aspects. I want to share your precious time to submit my problem for solution.
Introduction:-
          I may introduce myself  I did my M.Sc  in Agricultural Economics  in 1970   and served different department on provincial federal department  and private department about  40 years and got retirement  in 2008.
Problem:-
          My son was carrying out business in the name of Junaid Agro Services on small level in Multan. To improve the business he approached Habib Bank Ltd Khanewal  Road Branch Multan, for Running Finance of four lacs rupees. For this my son requested me for my property documents to pledge I gave him my property documents to be given to HBL as a granter. Running finance of rupees four lacs  was approved. The presides sector was suddenly shirnked and the  whole industry was damaged and  many companies were closed due to heavy losses. Similarly business of my son was also collapsed,  with great loss ultimate business was finished and the product which was  sold on  credit to growers as per market routine was not recovered, still amount with them and no way  out to get back the outstanding amount  from the growers.
          My son was very much dishearted and he left himself to us as he was ashamed and helpless. As I was retired person and there was no source of income to run home essentials.  In the meantime HBL filed case in banking court. I explained to respectable judge for installments so deposited about ninety thousands rupees in banking court in a very miserable condition.
          After great efforts I got odd jobs of rupees eighteen thousands rupees per month. I have started job in this age to clear the bank loan and lively hood. So I started paying bank loan form March, 2012 to HBL Branch Khanewal Road Multan @ of Rs. 10000/= per month till date. I was really loyal all the time to clear the bank loan amount at the earliest but due to above circumstances really helps less to clear the bank loan. I have almost deposited in bank and banking court rupees 3,70,000/= against__________    suite filed amount. Rs____________ 
          Sir I have no job now a days to pay further. This I have done to save my property in which myself and my wife are residing moreover I have no any other house/ shelter/ property to live. We are senior citizen and I was grunter against this running finance loan and not a benifitiousry  
          I have approached your good office directory for very sympathetic consideration on my request to wave off the interest, bank charges and other charges. The document of my property my kindly be returned. so that we may pass over remaining life peacefully and gracefully.
          I am sure that my request will be considered on the humanitarian grounds and will favor me. In the end I pray for the betterment of HBL Ltd under your command and prosperous life to you and your family.

Best Regards


A,B,C
C/O Junaid Agro Services Multan.
CC. Manager HBL Khanewal Road,
Multan for information                     



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