FINANCIAL ANALYSIS

                              FINANCIAL ANALYSIS

BALANCE SHEET
	2013	2012
ASSETS	(Rupees in '000)
Cash and balances with treasury banks	158,230,033	158,756,638
Balances with other banks	18,388,738	30,895,173
Lendings to financial institutions	51,941,866	8,280,997
Investments	396,411,825	342,964,635
Advances	620,216,609	658,653,668
Operating fixed assets	34,568,864	29,714,221
Deferred tax assets	10,968,824	9,833,685
Other assets	80,991,187	77,250,240
Total assets	1,371,717,946	1,316,349,257
LIABILITIES	2,013	2,012
Bills payable	13,894,667	14,367,639
Borrowings	23,014,353	52,158,143
Deposits and other accounts	1,101,845,283	1,037,049,090
Sub-ordinated loans
liabilities against assets subject to finance lease	57,215	38,353
Deferred tax liabilities
Other liabilities	72,242,898	67,855,124
Total liabilities	1,211,054,416	1,171,468,349
Net assets	160,663,530	144,880,908
Share capital	21,275,131	18,500,114
Reserves	33,536,713	30,305,210
Unapproptiated profit	49,734,161	59,332,321
Non-controlling interest	820,663	790,878
Surplus on evaluation of assets-net	55,296,862	35,952,385
	160,663,530	144,880,908